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Prop firm review

Topstep

3.5/ 5 on Trustpilot
91/100

Challenges from

$49

$50,000 account

Topstep is a Futures prop firm. Compare its account sizes, challenge pricing, drawdown rules and payout terms below, then confirm the latest rules with the firm before buying.

Good to know before you buy

  • Consistency rule — The Trading Combine caps your best day at 50%; the Express Funded Consistency path caps it at 40% (the Standard path has none).
  • EAs / bots only under conditions
  • Trailing drawdown (Trailing → $0 after payout)
  • Minimum 2 trading days

Founded

2012

Steps

1-step

Profit target

Profit split

up to 90%

Daily DD

2%

Max DD

4%

Trailing → $0 after payout

Pros

  • Clear breakdown of pricing, drawdown and payout rules
  • Multiple account sizes available
  • Links to the firm’s official site

Cons

  • Always confirm current rules on the firm’s official site
  • Discounts and rules can change — verify before buying

Challenge programs & pricing

Trading Combine (Standard) 1-Step

1 Step
Drawdown
Trailing → $0 after payout
Min days
2
Profit split
up to 90%
Payout
5 winning days ($150+), 50% up to caps
News trading
yes
AccountPrice
$50,000$49
$100,000$99
$150,000$149

90% split. News & EAs allowed. 50% challenge consistency. Monthly subscription.

Trading Combine (No Activation Fee) 1-Step

1 Step
Drawdown
Trailing → $0 after payout
Min days
2
Profit split
up to 90%
Payout
5 winning days ($150+), 50% up to caps
News trading
yes
AccountPrice
$50,000$95
$100,000$149
$150,000$229

One-time fee, no monthly rebill. Doubled payout caps when adding a daily loss limit.

Key firm rules

News trading
Allowed with no restrictions during evaluation and funded stages.
Copy trading
Allowed between accounts within the same trading environment.
Automated strategies / EAs
Allowed, but you're fully responsible for their setup and performance.
VPN
VPNs, proxies and identity-masking tools are prohibited.
Price limit
No trading when a product is within 2% of a price limit.
Resets
Up to 2 Combine resets per account per day.
Inactivity
Express Funded accounts need a trade at least every 30 days.

Payout & scaling

Profit split
90%.
Payout requirement
Standard path: 5 winning days of $150+; Consistency path: 3 days meeting the 40% target.
Minimum payout
$125 (a $30 processing fee applies to ACH/wire).
Live funded
Top traders can move to a live account with daily payouts after 30 winning days.

Company & payments

CEO
Michael Patak
Headquarters
United States
Founded
January 2012
Trustpilot
3.5 / 5
Broker / liquidity
Plus500 with the TopstepX data feed
Tradable assets
Futures (mini & micro contracts)
Payment methods
Card
Payout methods
ACH, Bank wire, Wise, Aeropay
Restricted countries (33)

Afghanistan, Algeria, Angola, Belarus, Burkina Faso, Burundi, Côte d'Ivoire, Crimea, Cuba, DR Congo, Haiti, Iran, Iraq, Kenya, Kosovo, Lebanon, Libya, Mali, Morocco, Myanmar (Burma), Nicaragua, Nigeria, North Korea, Pakistan, Russia, Somalia, South Sudan, Sudan, Syria, Turkey, Ukraine, Venezuela, Yemen.

Topstep FAQ

How much does a Topstep challenge cost?

The cheapest Topstep evaluation we track is $49 for a $50,000 account. Larger account sizes cost more — the full price table on this page lists every size we verified (last checked 2026-06-26).

What profit split does Topstep pay?

Up to 90% of profits go to the trader, with payouts standard path: 5 days, $150 per winning day | consistency path: 3 days, meet 40% consistency rule.

What are Topstep's drawdown rules?

Maximum drawdown is 4% and the daily loss limit is 2%. The drawdown type is trailing → $0 after payout — check how it behaves before you trade, since drawdown type is where most accounts are lost.

Does Topstep have a consistency rule?

Yes. The Trading Combine caps your best day at 50%; the Express Funded Consistency path caps it at 40% (the Standard path has none).

Does Topstep allow news trading?

Yes, news trading is allowed (last checked 2026-06-26).

Can I use EAs or trading bots at Topstep?

Only under conditions — automated trading is restricted at Topstep. Confirm your setup is allowed before running it (last checked 2026-06-26).

Does Topstep have minimum trading days?

Yes — 2 trading days minimum before you can pass or withdraw, depending on the program. The program cards above list per-program values where they differ.

Is Topstep legit?

Topstep has operated since 2012, is based in United States, and scores 3.5/5 on Trustpilot. We track its pricing and rules against official sources (status: partially verified (last checked 2026-06-26)). As with any prop firm: only pay a fee you can afford to lose, and verify the current rules on the firm's own site.

From

$49