Challenges from
$39
$25,000 account
Split
90%
Top One Futures is the cheapest sensible way into a futures account — from $39 for a $25K, trust 94 and 4.7★, on NinjaTrader, Tradovate and TradingView with a 90% split. It runs several plan families (Elite, Ignite, Instant and S2F Pro), and the code VERIFI takes 60% off your first account. The trade-off is the drawdown: every plan trails — Elite end-of-day, Ignite and Instant on a fixed buffer, S2F Pro intraday — so there's no purely static option here. Great for getting cheap, well-rated reps in; just trade around the trailing line. Compare the plans and rules below and confirm them on Top One's site before buying.
Good to know before you buy
- Drawdown — Model depends on the plan: Elite / Elite Access use EOD trailing, Ignite / Instant use a fixed-buffer trailing, S2F Pro is intraday. No purely static plan.
- Consistency rule — Best-day caps vary by plan: 20% on Instant, 15% on Ignite, 40% on Elite Access (funded) and 40% on Elite Daily (evaluation).
- News trading only under conditions
- EAs / bots only under conditions
- Trailing drawdown (Trailing → locks at balance +$100)
Founded
2025
Steps
1-step, Instant
Profit target
—
Profit split
up to 90%
Daily DD
2.5%
Max DD
4%
Trailing → locks at balance +$100
Pros
- The cheapest real entry in futures — from $39 for a $25K, and the code VERIFI takes 60% off your first account
- High marks (trust 94, 4.7★) on the full futures stack (NinjaTrader, Tradovate, TradingView) with a 90% split
- A range of plan families — Elite, Ignite, Instant and S2F Pro — so you can pick the one that fits your pace
Cons
- Everything trails: Elite is end-of-day, Ignite and Instant use a fixed-buffer trail, S2F Pro is intraday — there's no purely static plan
- The 60%-off VERIFI code is first-account only
- A newer name, so weigh the high rating against a shorter track record
Challenge programs & pricing
Ignite Instant Funding
Instant- Drawdown
- Trailing → locks at balance +$100
- Profit split
- up to 90%
- Payout
- From 5% profit + 15% consistency
- News trading
- yes
| Account | Price |
|---|---|
| $50,000 | $398 |
| $100,000 | $563 |
| $150,000 | $799 |
Instant sim funded. Contracts: 50K 3 mini, 100K 5 mini, 150K 7 mini. 60% off first account.
Elite Daily 1-Step
1 Step- Drawdown
- Trailing → locks at balance +$100
- Profit split
- up to 90%
- Payout
- Min. $500, 50% progression rule
- News trading
- conditional
| Account | Price |
|---|---|
| $25,000 | $178 |
| $50,000 | $218 |
| $100,000 | $398 |
Overnight holding not allowed. 40% consistency on evaluation.
Elite Access 1-Step
1 Step- Drawdown
- Trailing → locks at balance +$100
- Profit split
- up to 90%
- Payout
- Min. $500, 5 profitable days
- News trading
- conditional
| Account | Price |
|---|---|
| $25,000 | $39 |
| $50,000 | $39 |
| $100,000 | $39 |
| $150,000 | $39 |
Promotional flat $39 evaluation. 40% consistency on funded.
Key firm rules
- News trading
- No limits on Instant, Ignite and evaluations; on Elite funded accounts you can't trade in a 2-minute window around high-impact news.
- Overnight holding
- Not allowed — all positions must close by 4:10 PM EST each day.
- Minimum hold time
- Trades must stay open longer than 10 seconds.
- Expert Advisors / bots
- Automated systems, scripts and EAs aren't allowed — trading must be manual.
- Copy / group trading
- Not allowed; you may only copy between your own same-type accounts.
- Trading hours
- 6 PM EST to 4:10 PM EST next day, with a daily pause from 5–6 PM EST.
- Inactivity
- Place at least one trade every 14 days.
Payout & scaling
- Profit split
- 90%.
- Payout lock
- Requesting a payout locks your max drawdown at the starting balance.
- Minimum payout
- $500 on Elite plans, $250 on Ignite, with per-cycle maximums by account size.
- First payout
- Instant needs 6% profit; Ignite needs 5% profit plus the 15% consistency rule.
Company & payments
- CEO
- Matt Morris
- Headquarters
- United States
- Founded
- April 2025
- Trustpilot
- 4.8 / 5
- Broker / liquidity
- NinjaTrader
- Tradable assets
- Futures (mini & micro contracts)
- Payment methods
- Card, Crypto, Apple Pay, Google Pay, PayPal
- Payout methods
- Crypto, Riseworks
Restricted countries (72)
Afghanistan, Albania, Algeria, Angola, Armenia, Azerbaijan, Bahamas, Barbados, Belarus, Bosnia and Herzegovina, Botswana, Burkina Faso, Burundi, Cambodia, Central African Republic, Chad, Côte d'Ivoire, Crimea, Cuba, DR Congo, Djibouti, Ecuador, Ethiopia, Ghana, Guinea-Bissau, Iceland, Indonesia, Iran, Iraq, Jamaica, Jordan, Kazakhstan, Kosovo, Kuwait, Laos, Lebanon, Lesotho, Liberia, Libya, Macedonia, Malawi, Mauritius, Mongolia, Montenegro, Morocco, Myanmar (Burma), Nicaragua, North Korea, Pakistan, Palestinian Territory, Panama, Papua New Guinea, Philippines, Russia, Rwanda, Sierra Leone, Somalia, South Sudan, Sri Lanka, Sudan, Syria, Tajikistan, Timor-Leste, Trinidad and Tobago, Tunisia, Turkey, Uganda, Ukraine, Venezuela, Vietnam, Yemen, Zimbabwe.
Top One Futures FAQ
How much does a Top One Futures challenge cost?
The cheapest Top One Futures evaluation we track is $39 for a $25,000 account. Larger account sizes cost more — the full price table on this page lists every size we verified (last checked 2026-06-26).
What profit split does Top One Futures pay?
Up to 90% of profits go to the trader, with payouts first payout on demand (with 5% profit and 15% consistency rule achieved) | subsequent payouts: each payout requires a new 5% profit based on your balance after the last payout..
What are Top One Futures's drawdown rules?
Maximum drawdown is 4% and the daily loss limit is 2.5%. The drawdown type is trailing → locks at balance +$100 — check how it behaves before you trade, since drawdown type is where most accounts are lost.
Does Top One Futures use a trailing or static drawdown?
Model depends on the plan: Elite / Elite Access use EOD trailing, Ignite / Instant use a fixed-buffer trailing, S2F Pro is intraday. No purely static plan.
Does Top One Futures have a consistency rule?
Yes. Best-day caps vary by plan: 20% on Instant, 15% on Ignite, 40% on Elite Access (funded) and 40% on Elite Daily (evaluation).
Does Top One Futures allow news trading?
Only under conditions — Top One Futures restricts trading around news events. Check the exact restriction on their site before trading news (last checked 2026-06-26).
Can I use EAs or trading bots at Top One Futures?
Only under conditions — automated trading is restricted at Top One Futures. Confirm your setup is allowed before running it (last checked 2026-06-26).
Is Top One Futures legit?
Top One Futures has operated since 2025, is based in United States, and scores 4.8/5 on Trustpilot. We track its pricing and rules against official sources (status: partially verified (last checked 2026-06-26)). As with any prop firm: only pay a fee you can afford to lose, and verify the current rules on the firm's own site.
Is there a Top One Futures discount code?
Yes — we keep the current Top One Futures offer and any working code on our Top One Futures discount page, updated with verified pricing. View the Top One Futures offer →
From
$39