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Prop firm review

ThinkCapital

3.8/ 5 on Trustpilot
81/100

Challenges from

$49

$2,500 account

ThinkCapital is a newer CFD firm (founded 2024, UK) on MT5, with an 80% split from $49. Its Dual Step and Nexus accounts use a static 8% max loss; only Lightning trails (locking to the initial balance after you're up 6%) — so pick Dual Step or Nexus for a fixed line. Code VERIFIER takes 20% off plus a free 10K Lightning account on your first payout. Trust 80, 4.0★. Compare the plans below and confirm the live rules before buying.

Good to know before you buy

  • Drawdown — Dual Step and Nexus use a static 8% max loss; only Lightning trails (locks to the initial balance after you're up 6%).
  • Consistency rule — The instant Bolt plan caps your best day at 20% of total profit; Lightning, Dual and Nexus have no consistency rule.
  • News trading only under conditions
  • EAs / bots are not allowed
  • Minimum 3 trading days

Founded

2024

Steps

1/2/3-step, Instant

Profit target

7% / 6%

Profit split

up to 80%

Daily DD

3%

Max DD

6%

Pros

  • Clear breakdown of pricing, drawdown and payout rules
  • Multiple account sizes available
  • Links to the firm’s official site

Cons

  • Always confirm current rules on the firm’s official site
  • Lightning trails (locks to the initial balance after +6%) — pick Dual Step or Nexus for static
  • Young firm (founded 2024), trust 80 / 4.0★
  • MT5-only

Challenge programs & pricing

1-Step

1 Step
Target P1
10%
Daily DD
3%
Max DD
6%
Drawdown
unknown
Profit split
up to 80%
Payout
Bi-weekly
News trading
unknown
AccountPrice
$10,000$99
$50,000$299
$100,000$499

PT:DD 1:0.6.

2-Step

2 Steps
Target P1
9%
Target P2
5%
Daily DD
4%
Max DD
7%
Drawdown
unknown
Profit split
up to 80%
Payout
Bi-weekly
News trading
unknown
AccountPrice
$5,000$82
$25,000$199
$50,000$418
$100,000$499

PT:DD 1:0.62. A higher-priced 100K variant ($698) also exists.

Instant

Instant
Daily DD
3%
Max DD
6%
Drawdown
unknown
Profit split
up to 80%
Payout
Bi-weekly
News trading
unknown
AccountPrice
$2,500$49
$50,000$599

No profit target.

Key firm rules

News trading
Prohibited on Bolt, Lightning, Nexus and Dual Intraday (Lightning/Nexus offer a paid add-on); allowed on Dual Swing.
Expert Advisors (EAs)
Supported on all account types, including the MT5 Dual Step challenges.
Copy trading
Allowed between your own ThinkCapital accounts.
Weekend holding
Prohibited on Bolt and Dual Intraday (close before Fri 21:00 UTC); allowed on the other plans.
Drawdown lock
On Lightning and Bolt the max drawdown locks at the starting balance once the account grows 6%.
VPN
Generally prohibited; a ForexVPS instance is allowed for running EAs.
Inactivity
Place at least one trade every 30 days.

Payout & scaling

Profit split
80%, up to 90% with scaling or the add-on.
Payout frequency
Every 14 days (weekly with the add-on).
Scaling
Hit 10% over 3 months with 3 withdrawals to grow the account by 20% each cycle, up to $1.5M.

Company & payments

CEO
Faizan Anees
Headquarters
United Kingdom
Founded
June 2024
Trustpilot
3.8 / 5
Broker / liquidity
ThinkMarkets
Tradable assets
Metals, Indices, Energy, Crypto
Payment methods
Card, Crypto
Payout methods
Crypto, Riseworks, ThinkMarkets live account
Restricted countries (27)

Afghanistan, Albania, Australia, Burundi, Central African Republic, Crimea, Cuba, Cyprus, Iran, Kosovo, Lebanon, Libya, Mali, Myanmar (Burma), North Korea, Republic of the Congo, Russia, Samoa, Somalia, Sudan, Syria, Ukraine, Vatican City, Vietnam, Western Sahara, Yemen, Zambia.

ThinkCapital FAQ

How much does a ThinkCapital challenge cost?

The cheapest ThinkCapital evaluation we track is $49 for a $2,500 account. Larger account sizes cost more — the full price table on this page lists every size we verified (last checked 2026-06-26).

What profit split does ThinkCapital pay?

Up to 80% of profits go to the trader, with payouts biweekly.

What are ThinkCapital's drawdown rules?

Maximum drawdown is 6% and the daily loss limit is 3%.

Does ThinkCapital use a trailing or static drawdown?

Dual Step and Nexus use a static 8% max loss; only Lightning trails (locks to the initial balance after you're up 6%).

Does ThinkCapital have a consistency rule?

Yes. The instant Bolt plan caps your best day at 20% of total profit; Lightning, Dual and Nexus have no consistency rule.

Does ThinkCapital allow news trading?

Only under conditions — ThinkCapital restricts trading around news events. Check the exact restriction on their site before trading news (last checked 2026-06-26).

Can I use EAs or trading bots at ThinkCapital?

No, EAs and bots are not allowed (last checked 2026-06-26).

Does ThinkCapital have minimum trading days?

Yes — 3 trading days minimum before you can pass or withdraw, depending on the program. The program cards above list per-program values where they differ.

Is ThinkCapital legit?

ThinkCapital has operated since 2024, is based in United Kingdom, and scores 3.8/5 on Trustpilot. We track its pricing and rules against official sources (status: partially verified (last checked 2026-06-26)). As with any prop firm: only pay a fee you can afford to lose, and verify the current rules on the firm's own site.

Is there a ThinkCapital discount code?

Yes — we keep the current ThinkCapital offer and any working code on our ThinkCapital discount page, updated with verified pricing. View the ThinkCapital offer →

From

$49