Challenges from
$25
$5,000 account
Split
80%
Funding Traders is a US-registered (Miami-based FT US Inc), 2023-founded forex/CFD prop firm that funds traders on MetaTrader 5 and TradeLocker. It runs four account types — 2-Step Pro10, 2-Step Pro6, 1-Step and Instant Funded — from $5,000 up to $400,000, all on a static (balance-based) max loss that does not trail, with 80–100% profit splits and a 48-hour payout guarantee. Entry is cheap (a 2-Step Pro6 $5K from ~$25) and Instant Funded skips the challenge with a 90% split from day one. The catch is a strict 2% max risk-per-trade rule on funded accounts plus plan-specific consistency rules, so read the guidelines for your exact plan. It rates ~4.5 on Trustpilot from 2,500+ reviews — compare its pricing, drawdown and payout terms below.
Good to know before you buy
- Drawdown — Every plan uses a static, balance-based max loss fixed at your starting balance — it doesn't trail up as you profit. Max loss is 10% on 2-Step Pro10 and 1-Step, 6% on 2-Step Pro6 and Instant Funded; daily loss runs 3–5%. The real account-killer here is the 2% max risk-per-trade rule on funded accounts, so size positions carefully.
- Consistency rule — The rule that trips up most funded traders here is the 2% maximum risk per trade on funded accounts — breach it and the account is gone. On top of that, Instant Funded carries a 15% consistency score and the 1-Step a 50% consistency rule (no single day above that share of your total profit). The 2-Step Pro accounts have no consistency cap.
- News trading only under conditions
- Minimum 4 trading days
- HFT is not allowed
Founded
2023
Steps
1/2-step, Instant
Profit target
10% / 5%
Profit split
up to 80%
Daily DD
5%
Max DD
10%
Static
Pros
- Four account types (2-Step Pro10, 2-Step Pro6, 1-Step and Instant Funded) from $5K up to a large $400K — all on a static, balance-based max loss that does not trail as you profit
- Cheap entry: a 2-Step Pro6 $5K starts around $25, and Instant Funded skips the challenge entirely with a 90% split from day one
- Solid ~4.5 Trustpilot from 2,500+ reviews on MT5 + TradeLocker, plus a 48-hour payout guarantee backed by a $1,000 compensation promise
Cons
- The 2% maximum risk-per-trade rule on funded accounts is the single biggest reason traders blow accounts here — it's easy to breach by accident
- Consistency rules vary by plan (Instant Funded 15%, 1-Step 50%), and 1-Step/2-Step accounts pay every 21 days unless you buy the 14-day add-on
- Young firm (founded 2023) with a short track record and the usual mixed reviews around breaches — read the rulebook for your exact plan before buying
Challenge programs & pricing
2-Step Pro10
2 Steps- Target P1
- 10%
- Target P2
- 5%
- Daily DD
- 5%
- Max DD
- 10%
- Drawdown
- Static
- Min days
- 4
- Profit split
- up to 80%
- Payout
- Every 14–21 days
- News trading
- conditional
| Account | Price |
|---|---|
| $5,000 | $38 |
| $10,000 | $64 |
| $25,000 | $129 |
| $50,000 | $194 |
| $100,000 | $270 |
| $200,000 | $500 |
Two-phase (10% then 5% target). Static 10% max loss, 5% daily. Min 4 trading days. 80%→100% profit split. 2% max risk per trade once funded.
2-Step Pro6
2 Steps- Target P1
- 6%
- Target P2
- 6%
- Daily DD
- 3%
- Max DD
- 6%
- Drawdown
- Static
- Min days
- 4
- Profit split
- up to 80%
- Payout
- Every 14–21 days
- News trading
- conditional
| Account | Price |
|---|---|
| $5,000 | $25 |
| $10,000 | $38 |
| $25,000 | $77 |
| $50,000 | $149 |
| $100,000 | $210 |
| $200,000 | $400 |
Two-phase 6%/6% target with a tighter static 6% max loss and 3% daily. Cheapest route in (from $25). 80%→100% split, 2% risk-per-trade when funded.
1-Step
1 Step- Target P1
- 10%
- Daily DD
- 3%
- Max DD
- 10%
- Drawdown
- Static
- Min days
- 4
- Profit split
- up to 90%
- Payout
- Every 14 days
- News trading
- conditional
| Account | Price |
|---|---|
| $5,000 | $32 |
| $10,000 | $59 |
| $25,000 | $129 |
| $50,000 | $194 |
| $100,000 | $270 |
| $200,000 | $500 |
Single 10% target, static 10% max loss, 3% daily, min 4 days. Carries a 50% consistency rule (no single day above 50% of total profit). 90%→100% split.
Instant Funded
Instant- Daily DD
- 3%
- Max DD
- 6%
- Drawdown
- Static
- Profit split
- up to 90%
- Payout
- Every 14 days
- News trading
- conditional
| Account | Price |
|---|---|
| $10,000 | $103 |
| $25,000 | $188 |
| $50,000 | $292 |
| $100,000 | $340 |
| $200,000 | $675 |
| $400,000 | $1,175 |
No profit target or minimum days — funded from day one. Static 6% max loss, 3% daily. 15% consistency rule. 90%→100% split. Goes up to $400K here.
Key firm rules
- Drawdown
- Static, balance-based max loss fixed at your starting balance (it does not trail): 10% on 2-Step Pro10 and 1-Step, 6% on 2-Step Pro6 and Instant Funded. Daily loss limit runs 3–5% depending on the plan.
- Max risk per trade
- 2% of account balance per trade on funded accounts — the most common cause of breaches. Not enforced during the challenge phase.
- Consistency
- Instant Funded 15%; 1-Step 50% (no single day above that share of total profit); 2-Step Pro6 and Pro10 have no consistency rule.
- News trading
- Allowed with restrictions on some account types — check the guidelines for your plan.
- Minimum trading days
- 4 on the 1-Step and 2-Step evaluations; none on Instant Funded.
- Platforms
- MetaTrader 5 and TradeLocker.
Payout & scaling
- Profit split
- 80% on 2-Step evaluations, 90% on Instant Funded and 1-Step, scaling up to 100%.
- Schedule
- Instant Funded pays every 14 days; 1-Step and 2-Step pay every 21 days, with a 14-day payout add-on available.
- Guarantee
- 48-hour payout guarantee backed by a $1,000 compensation promise if missed.
Company & payments
- Headquarters
- United States
- Founded
- 2023
- Trustpilot
- 4.5 / 5
- Broker / liquidity
- FT US Inc (Miami Beach, FL) — trades on MetaTrader 5 and TradeLocker
- Tradable assets
- Forex, Indices, Metals, Commodities, Crypto
- Payment methods
- Card, Crypto
- Payout methods
- Bank Transfer, Crypto, Rise
Funding Traders FAQ
How much does a Funding Traders challenge cost?
The cheapest Funding Traders evaluation we track is $25 for a $5,000 account. Larger account sizes cost more — the full price table on this page lists every size we verified (last checked 2026-07-10).
What profit split does Funding Traders pay?
Up to 80% of profits go to the trader, with payouts instant funded every 14 days; 1-step/2-step every 21 days (14-day add-on available); 48-hour payout guarantee via Bank Transfer, Crypto, Rise.
What are Funding Traders's drawdown rules?
Maximum drawdown is 10% and the daily loss limit is 5%. The drawdown type is static — check how it behaves before you trade, since drawdown type is where most accounts are lost.
Does Funding Traders use a trailing or static drawdown?
Every plan uses a static, balance-based max loss fixed at your starting balance — it doesn't trail up as you profit. Max loss is 10% on 2-Step Pro10 and 1-Step, 6% on 2-Step Pro6 and Instant Funded; daily loss runs 3–5%. The real account-killer here is the 2% max risk-per-trade rule on funded accounts, so size positions carefully.
Does Funding Traders have a consistency rule?
Yes. The rule that trips up most funded traders here is the 2% maximum risk per trade on funded accounts — breach it and the account is gone. On top of that, Instant Funded carries a 15% consistency score and the 1-Step a 50% consistency rule (no single day above that share of your total profit). The 2-Step Pro accounts have no consistency cap.
Does Funding Traders allow news trading?
Only under conditions — Funding Traders restricts trading around news events. Check the exact restriction on their site before trading news (last checked 2026-07-10).
Can I use EAs or trading bots at Funding Traders?
Yes, EAs and automated trading are allowed (last checked 2026-07-10).
Does Funding Traders have minimum trading days?
Yes — 4 trading days minimum before you can pass or withdraw, depending on the program. The program cards above list per-program values where they differ.
Is Funding Traders legit?
Funding Traders has operated since 2023, is based in United States, and scores 4.5/5 on Trustpilot. We track its pricing and rules against official sources (status: partially verified (last checked 2026-07-10)). As with any prop firm: only pay a fee you can afford to lose, and verify the current rules on the firm's own site.
Is there a Funding Traders discount code?
Yes — we keep the current Funding Traders offer and any working code on our Funding Traders discount page, updated with verified pricing. View the Funding Traders offer →
From
$25