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Prop firm review

FTMO

4.8/ 5 on Trustpilot
98/100

Challenges from

$85.32

$10,000 account

FTMO is the reputational benchmark in CFD prop — funding traders since 2015 (Czech Republic) on MT4, MT5, cTrader and DXtrade, with a 90% split and the longest payout track record of anyone here (trust 92, 4.6★). Its 2-Step Challenge uses a static 10% max loss fixed on day one; the newer 1-Step uses a 10% end-of-day trailing drawdown, so pick the 2-Step if you want a fixed line. No discount code, but our link takes 20% off the Standard Challenges. From €79. Compare the plans below and confirm the live rules before buying.

Good to know before you buy

  • Drawdown — The 2-Step Challenge uses a static 10% max loss fixed at your starting balance; the 1-Step uses a 10% end-of-day trailing drawdown. Pick the 2-Step to avoid trailing.
  • Consistency rule — None on the 2-Step Challenge. The 1-Step Standard has a lenient Best Day Rule: your most profitable day can't exceed 50% of your total positive-day profit — but it's payout-gated, not a breach, so you keep trading to dilute it rather than losing the account.
  • News trading only under conditions
  • Minimum 4 trading days

Founded

2015

Steps

1/2-step

Profit target

10% / 5%

Profit split

up to 90%

Daily DD

5%

Max DD

10%

Static

Pros

  • Clear breakdown of pricing, drawdown and payout rules
  • Multiple account sizes available
  • Links to the firm’s official site

Cons

  • Always confirm current rules on the firm’s official site
  • The 1-Step uses a 10% end-of-day trailing drawdown — buy the 2-Step if you want to avoid trailing
  • Not the cheapest (from €79) and no headline discount code, just the 20%-off link
  • No futures product — it's CFD and forex only

Challenge programs & pricing

FTMO Challenge (2-Step)

2 Steps
Target P1
10%
Target P2
5%
Daily DD
5%
Max DD
10%
Drawdown
Static
Min days
4
Profit split
up to 90%
Payout
14 days from the first day of trading
News trading
yes
AccountPrice
$10,000$96.12
$25,000$270
$50,000$372.60
$100,000$583.20
$200,000$1,166.40

100% refundable fee with first payout. Profit split scales up to 90%.

FTMO Challenge (1-Step)

1 Step
Target P1
10%
Daily DD
3%
Max DD
10%
Drawdown
Static
Profit split
up to 90%
Payout
14 days from the first day of trading
News trading
yes
AccountPrice
$10,000$85.32
$25,000$214.92
$50,000$344.52
$100,000$538.92
$200,000$1,078.92

Best day rule: 50%. PT:DD 1:1.

Key firm rules

Minimum trading days
2-Step: 4 days in the evaluation, none once funded. 1-Step: none (2 days if the 50% consistency rule applies).
News trading
Allowed on Swing accounts and during the Standard evaluation. On funded Standard accounts you cannot trade within 2 minutes around high-impact news.
Weekend holding
Holding positions over the weekend or across a rollover longer than 2 hours is not allowed (crypto may be held over weekends).
Expert Advisors (EAs)
Allowed, with a limit of roughly 2,000 server requests per day.
Copy trading
You may only trade your own account; copying other traders is not allowed.
Inactivity
Place at least one trade every 30 days to keep the account active.
Capital allocation
Up to 400K maximum capital per strategy per person.

Payout & scaling

Profit split
Up to 80% (2-Step) and 90% (1-Step).
Payout cycle
Every 14 days.
Minimum withdrawal
None.
Scaling
After about 4 months and 10%+ profit, the account grows 25% per cycle and the split can rise to 90%.

Company & payments

CEO
Otakar Šuffner
Headquarters
Czech Republic
Founded
January 2015
Trustpilot
4.8 / 5
Broker / liquidity
Institutional liquidity provider
Tradable assets
Forex, Metals, Indices, Energy, Crypto, Commodities, Stocks
Payment methods
Card, Bank transfer, PayPal, Skrill, Apple Pay, Google Pay, Crypto
Payout methods
Bank transfer, Crypto, Mastercard, Skrill, Visa Direct
Restricted countries (38)

Afghanistan, Belarus, Belize, Bhutan, Burundi, Central African Republic, Chad, Comoros, Cuba, Equatorial Guinea, Eritrea, Guinea, Guinea-Bissau, Indonesia, Iran, Iraq, Kazakhstan, Kosovo, Kyrgyzstan, Liberia, Mali, Mauritania, Myanmar (Burma), Niger, North Korea, Papua New Guinea, Republic of the Congo, Russia, Somalia, South Sudan, Sudan, Suriname, Syria, Tajikistan, Turkmenistan, Uzbekistan, Venezuela, Western Sahara.

FTMO FAQ

How much does a FTMO challenge cost?

The cheapest FTMO evaluation we track is €79 for a $10,000 account. Larger account sizes cost more — the full price table on this page lists every size we verified (last checked 2026-06-26).

What profit split does FTMO pay?

Up to 90% of profits go to the trader, with payouts 14 days from the first day of trading.

What are FTMO's drawdown rules?

Maximum drawdown is 10% and the daily loss limit is 5%. The drawdown type is static — check how it behaves before you trade, since drawdown type is where most accounts are lost.

Does FTMO use a trailing or static drawdown?

The 2-Step Challenge uses a static 10% max loss fixed at your starting balance; the 1-Step uses a 10% end-of-day trailing drawdown. Pick the 2-Step to avoid trailing.

Does FTMO have a consistency rule?

Yes. None on the 2-Step Challenge. The 1-Step Standard has a lenient Best Day Rule: your most profitable day can't exceed 50% of your total positive-day profit — but it's payout-gated, not a breach, so you keep trading to dilute it rather than losing the account.

Does FTMO allow news trading?

Only under conditions — FTMO restricts trading around news events. Check the exact restriction on their site before trading news (last checked 2026-06-26).

Can I use EAs or trading bots at FTMO?

Yes, EAs and automated trading are allowed (last checked 2026-06-26).

Does FTMO have minimum trading days?

Yes — 4 trading days minimum before you can pass or withdraw, depending on the program. The program cards above list per-program values where they differ.

Is FTMO legit?

FTMO has operated since 2015, is based in Czech Republic, and scores 4.8/5 on Trustpilot. We track its pricing and rules against official sources (status: partially verified (last checked 2026-06-26)). As with any prop firm: only pay a fee you can afford to lose, and verify the current rules on the firm's own site.

Is there a FTMO discount code?

Yes — we keep the current FTMO offer and any working code on our FTMO discount page, updated with verified pricing. View the FTMO offer →

From

$85.32